Lifestyle 4 min read • by Golden Years Bliss Editorial Team

2027 HSA Contribution Limits: What Adults Over 50 Need to Know

A horizontal bar chart showing the 2027 HSA contribution limits: $4,500 for self-only and $9,000 for family coverage. — This infographic highlights the increased 2027 HSA contribution limits for both self-only and family coverage.

The new 2027 contribution limits

For the 2027 tax year, the IRS raised the annual HSA contribution limits to $4,500 for self-only coverage (up $100 from 2026) and $9,000 for family coverage (up $250). The increases are modest, but every extra dollar you shelter is a dollar working for you tax-free.