Representative payees
Truth be told, not all Social Security recipients are even able to properly manage their own benefit payments. Some suffer from cognitive disorders or even developmental disabilities, and some are small kids. In this situation, Social Security can appoint someone to serve as the beneficiary’s representative payee. What’s a representative payee? It’s basically an authority to receive another person’s benefits and also use them to meet the needed requirements, like food, shelter, and even health care.
It’s mainly a family member or a friend, but some organizations like nursing homes can easily fill the role. It’s a very serious job that needs a lot of diligence. Social Security holds all payees accountable depending on how much they spend on benefit funds, and they are prohibited from putting the money to their own use.
